{"id":9599,"date":"2025-08-14T10:00:00","date_gmt":"2025-08-14T10:00:00","guid":{"rendered":"https:\/\/www.rok.biz\/?p=9599"},"modified":"2025-08-11T17:52:30","modified_gmt":"2025-08-11T17:52:30","slug":"what-are-overhead-expenses","status":"publish","type":"post","link":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/","title":{"rendered":"What Are Overhead Expenses? Complete List for Small Businesses"},"content":{"rendered":"\n<p>As a small business owner, it\u2019s easy to make sense of direct costs.<\/p>\n\n\n\n<p>You buy a product for $5 and sell it for $10.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"721\" src=\"https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046-1024x721.jpg\" alt=\"what are overhead expenses\" class=\"wp-image-9600\" srcset=\"https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046-1024x721.jpg 1024w, https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046-300x211.jpg 300w, https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046-768x541.jpg 768w, https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046.jpg 1279w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Simple enough, right?<\/p>\n\n\n\n<p>But then the month ends, and there\u2019s that one receipt in the drawer, staring back at you.<\/p>\n\n\n\n<p>The office rent. The Wi-Fi bill. That design tool you haven\u2019t touched in months but still pay for.<\/p>\n\n\n\n<p>Your profit margins looked good\u2026 until they didn\u2019t.&nbsp;<\/p>\n\n\n\n<p>Maybe you made $6,000 this month, but your account feels like it\u2019s running on fumes.<\/p>\n\n\n\n<p>Where did it all go?<\/p>\n\n\n\n<p>And what happens if you don\u2019t track it?<\/p>\n\n\n\n<p>For many <a href=\"https:\/\/www.rok.biz\/business-loans\/small-business-loans\/\">small businesses<\/a>, the issue isn\u2019t what you make, it\u2019s what\u2019s quietly slipping out the back.<\/p>\n\n\n\n<p>Knowing what overhead costs are, how to control them, and when they\u2019re eating too much of your budget is key to staying afloat.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Are Overhead Costs?<\/h2>\n\n\n\n<p>Overhead costs are the expenses your business pays just to keep running, whether you make a sale or not.<\/p>\n\n\n\n<p>They\u2019re not tied to one specific product or service.&nbsp;<\/p>\n\n\n\n<p>You\u2019d still pay them even if no customers walked through your door today.<\/p>\n\n\n\n<p>Let\u2019s say you own a small catering business.&nbsp;<\/p>\n\n\n\n<p>The <a href=\"https:\/\/www.georgiasown.org\/financial-wellness\/save-at-the-grocery-store\">groceries you buy<\/a> for an event are a direct cost.&nbsp;<\/p>\n\n\n\n<p>But the rent for your prep kitchen, your monthly accounting software, and business insurance? Those are overhead.<\/p>\n\n\n\n<p>Every business has its own version of overhead, but the common thread is that they\u2019re recurring, often predictable, and absolutely necessary.<\/p>\n\n\n\n<p>They don\u2019t directly generate income, but without them, you can\u2019t operate.<\/p>\n\n\n\n<p>So, while it\u2019s easy to focus on the money coming in, understanding what overhead costs are helps you protect what you keep.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Types of Overhead Costs<\/h2>\n\n\n\n<p>Overhead costs usually fall into three main categories: fixed, variable, and semi-variable.&nbsp;<\/p>\n\n\n\n<p>Understanding the difference helps you figure out what you can control, and what you\u2019ll always need to account for.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Fixed Overhead Costs<\/h3>\n\n\n\n<p>These are the costs that stay the same month after month, no matter how much business you&#8217;re doing.<\/p>\n\n\n\n<p>They&#8217;re predictable, which makes them easier to budget, but they also never go away.<\/p>\n\n\n\n<p>Common fixed overhead costs include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Office or retail rent<br><\/li>\n\n\n\n<li>Salaries for permanent staff<br><\/li>\n\n\n\n<li>Insurance premiums<br><\/li>\n\n\n\n<li>Business licenses and permits<br><\/li>\n\n\n\n<li>Long-term equipment leases<br><\/li>\n\n\n\n<li>Regular software subscriptions<strong><br><\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Variable Overhead Costs<\/h3>\n\n\n\n<p>Variable overhead changes based on how much business you\u2019re doing. The more active things get, the more these costs tend to go up. They&#8217;re tied to usage, volume, or activity, so they can fluctuate quite a bit.<\/p>\n\n\n\n<p>If you own a printing business, your <a href=\"https:\/\/www.edfenergy.com\/energywise\/cut-business-energy-bills\">electricity bill<\/a> and packaging costs will spike during a busy season.<\/p>\n\n\n\n<p>Common variable overhead costs include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Utilities like electricity, gas, and water<br><\/li>\n\n\n\n<li>Shipping and delivery fees<br><\/li>\n\n\n\n<li>Office supplies like paper, ink, and cleaning supplies<br><\/li>\n\n\n\n<li>Temporary staffing or freelance help<strong><br><\/strong><\/li>\n\n\n\n<li>Small-scale equipment maintenance<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Semi-Variable (Mixed) Overhead Costs<\/h3>\n\n\n\n<p>These are a mix of both, part fixed, part variable.&nbsp;<\/p>\n\n\n\n<p>You\u2019ll always pay a base amount, but the total cost may increase depending on your business activity.<\/p>\n\n\n\n<p>Common semi-variable overhead costs include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Phone and internet services with usage-based pricing<br><\/li>\n\n\n\n<li>Sales commissions<br><\/li>\n\n\n\n<li>Hourly wages with overtime<br><\/li>\n\n\n\n<li>Equipment repairs that depend on the frequency of use<br><\/li>\n\n\n\n<li>Vehicle costs like fuel plus monthly loan payments<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">How Much Overhead Is Too Much?<\/h2>\n\n\n\n<p>There\u2019s no universal number that fits every business, but most healthy small businesses aim to keep overhead under 35% of total revenue.<\/p>\n\n\n\n<p>If you\u2019re running a small bakery and bring in $10,000 a month, ideally no more than $3,500 of that should go toward rent, bills, admin, and everything else that isn\u2019t directly making you money.<\/p>\n\n\n\n<p>When overhead creeps past 40-50%, it starts cutting into your profit and your flexibility.&nbsp;<\/p>\n\n\n\n<p>You\u2019ll notice the real impact during slower months.&nbsp;<\/p>\n\n\n\n<p>Your revenue might drop, but your fixed overhead like rent, salaries, or insurance, doesn\u2019t budge.&nbsp;<\/p>\n\n\n\n<p>So even one quiet week can hit your <a href=\"https:\/\/www.rok.biz\/cash-advance-calculator\/\">cash flow<\/a> harder than expected.<\/p>\n\n\n\n<p>That\u2019s the thing about high overhead: it limits your flexibility.&nbsp;<\/p>\n\n\n\n<p>When too much of your income is already spoken for, there\u2019s less room to reinvest, hire help, upgrade equipment, or even pay yourself reliably.<\/p>\n\n\n\n<p>Over time, it creates pressure.&nbsp;<\/p>\n\n\n\n<p>Your business could be doing well on paper with steady sales and a growing customer base, but if your overhead is too heavy, the margins shrink, and the stress builds.&nbsp;<\/p>\n\n\n\n<p>Eventually, it slows your growth and chips away at your net income.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tips to Reduce Overhead Costs<\/h2>\n\n\n\n<p>Overhead isn\u2019t bad, but when it\u2019s bloated, it quietly drains your cash.&nbsp;<\/p>\n\n\n\n<p>The key is trimming the fat without cutting into what makes your business work.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Audit Your Subscriptions<\/h3>\n\n\n\n<p>Go through every recurring tool, app, or software.&nbsp;<\/p>\n\n\n\n<p>If your team isn\u2019t using it, drop it.&nbsp;<\/p>\n\n\n\n<p>A lot of small businesses end up paying for tools they barely touch.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Rethink Your Setup<\/h3>\n\n\n\n<p>If you&#8217;re paying rent, it\u2019s worth asking if there\u2019s room to lower your rate or shift to a more flexible lease.<\/p>\n\n\n\n<p>Some businesses, like tutors or consultants, end up saving a lot by moving into co-working spaces or shared offices that better match their pace.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Bring in Freelancers When You Need Them<\/h3>\n\n\n\n<p>You probably don\u2019t need a full-time designer or bookkeeper.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.upwork.com\/resources\/why-companies-hire-freelancers\">Freelancers<\/a> can jump in when things get busy and step back when they\u2019re not needed, which keeps your costs lean without sacrificing quality.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Cut Utility Waste&nbsp;<\/h3>\n\n\n\n<p>Swapping in LED bulbs, unplugging gear you don\u2019t use, or installing a simple timer or smart thermostat can lower your bill each month.<\/p>\n\n\n\n<p>Places like caf\u00e9s, salons, or small shops often see a noticeable drop with just a few changes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Use Digital Tools to Save on Supplies<\/h3>\n\n\n\n<p>Going paperless where you can, like invoices, receipts, and notes, not only saves money, it also helps you stay more organized.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cut the Overhead, Not the Momentum with Help from ROK Financial<\/h2>\n\n\n\n<p>Managing overhead expenses isn\u2019t about cutting corners, it\u2019s about keeping your business flexible, profitable, and ready for what\u2019s next.<\/p>\n\n\n\n<p>When you stay on top of what\u2019s going out each month, you give yourself room to grow.&nbsp;<\/p>\n\n\n\n<p>Room to hire when you need help.&nbsp;<\/p>\n\n\n\n<p>Room to invest when opportunity knocks. And room to breathe when sales slow down.<\/p>\n\n\n\n<p>At <a href=\"https:\/\/www.rok.biz\/\">ROK Financial<\/a>, we know the weight overhead expenses can carry.&nbsp;<\/p>\n\n\n\n<p>We work directly with small business owners to help lighten that load.<\/p>\n\n\n\n<p>Not just with funding, but with strategy.<\/p>\n\n\n\n<p>We offer a range of financing options, including term loans, business lines of credit, equipment financing, and working capital solutions, customized to fit your unique situation.<\/p>\n\n\n\n<p>We don\u2019t just offer capital.<\/p>\n\n\n\n<p>We work with you to plan for growth, reduce financial stress, and make smarter decisions.<\/p>\n\n\n\n<p>Because staying in business takes more than effort.<\/p>\n\n\n\n<p>It takes insight, planning, and the right partner in your corner.<\/p>\n\n\n\n<p>Connect with ROK Financial today.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As a small business owner, it\u2019s easy to make sense of direct costs. You buy a product for $5 and sell it for $10. Simple enough, right? But then the month ends, and there\u2019s that one receipt in the drawer, staring back at you. The office rent. The Wi-Fi bill. That design tool you haven\u2019t [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":9600,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[70,32],"tags":[],"class_list":["post-9599","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-operations","category-financial-advice"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Are Overhead Expenses? Complete List for Small Businesses - ROK Financial<\/title>\n<meta name=\"description\" content=\"Overhead expenses can quietly drain your business. Learn what they are, how to calculate them, and smart ways to keep them under control.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Are Overhead Expenses? Complete List for Small Businesses - ROK Financial\" \/>\n<meta property=\"og:description\" content=\"Overhead expenses can quietly drain your business. Learn what they are, how to calculate them, and smart ways to keep them under control.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/\" \/>\n<meta property=\"og:site_name\" content=\"ROK Financial\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ROKFinancialLLC\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/MTaylorROKFI\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-14T10:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1279\" \/>\n\t<meta property=\"og:image:height\" content=\"901\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Madison Taylor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ROKFinancialLLC\" \/>\n<meta name=\"twitter:site\" content=\"@ROKFinancialLLC\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Madison Taylor\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/\"},\"author\":{\"name\":\"Madison Taylor\",\"@id\":\"https:\/\/www.rok.biz\/#\/schema\/person\/bebb99f5db772766c1e500d00a3f5bb9\"},\"headline\":\"What Are Overhead Expenses? Complete List for Small Businesses\",\"datePublished\":\"2025-08-14T10:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/\"},\"wordCount\":1175,\"publisher\":{\"@id\":\"https:\/\/www.rok.biz\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046.jpg\",\"articleSection\":[\"Business Operations\",\"Financial Advice\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/\",\"url\":\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/\",\"name\":\"What Are Overhead Expenses? Complete List for Small Businesses - ROK Financial\",\"isPartOf\":{\"@id\":\"https:\/\/www.rok.biz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046.jpg\",\"datePublished\":\"2025-08-14T10:00:00+00:00\",\"description\":\"Overhead expenses can quietly drain your business. Learn what they are, how to calculate them, and smart ways to keep them under control.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#primaryimage\",\"url\":\"https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046.jpg\",\"contentUrl\":\"https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046.jpg\",\"width\":1279,\"height\":901,\"caption\":\"what are overhead expenses\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.rok.biz\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What Are Overhead Expenses? Complete List for Small Businesses\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.rok.biz\/#website\",\"url\":\"https:\/\/www.rok.biz\/\",\"name\":\"ROK Financial\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.rok.biz\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.rok.biz\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.rok.biz\/#organization\",\"name\":\"ROKFI LLC\",\"url\":\"https:\/\/www.rok.biz\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rok.biz\/#\/schema\/logo\/image\/\",\"url\":\"http:\/\/staging.rok.biz\/wp-content\/uploads\/2025\/06\/web-logo.png\",\"contentUrl\":\"http:\/\/staging.rok.biz\/wp-content\/uploads\/2025\/06\/web-logo.png\",\"width\":260,\"height\":80,\"caption\":\"ROKFI LLC\"},\"image\":{\"@id\":\"https:\/\/www.rok.biz\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/ROKFinancialLLC\/\",\"https:\/\/x.com\/ROKFinancialLLC\",\"https:\/\/www.instagram.com\/rok_financial\/\",\"https:\/\/www.linkedin.com\/company\/rokfinancial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.rok.biz\/#\/schema\/person\/bebb99f5db772766c1e500d00a3f5bb9\",\"name\":\"Madison Taylor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.rok.biz\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/484c1bb7840767571159db2c25d642fdea66ca2ea96970146777d1b69a63d359?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/484c1bb7840767571159db2c25d642fdea66ca2ea96970146777d1b69a63d359?s=96&d=mm&r=g\",\"caption\":\"Madison Taylor\"},\"description\":\"Madison Taylor is the Brand Ambassador at ROK Financial. She is responsible for raising brand awareness and business relationships with business owners across the country. Madison loves that she plays a small role in getting Business Back To Business Through Simple Business Financing and looks forward to hearing what you think about the blogs she creates! Madison has been working in the financial space for six years, and loves it! When she is not at work, you will find her at home learning a new recipe to test out on her family or going on new adventures with her friends.\",\"sameAs\":[\"https:\/\/www.facebook.com\/MTaylorROKFI\",\"https:\/\/www.linkedin.com\/in\/brand-ambassador-rok-financial\/\"],\"url\":\"https:\/\/www.rok.biz\/author\/mtaylor\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Are Overhead Expenses? Complete List for Small Businesses - ROK Financial","description":"Overhead expenses can quietly drain your business. Learn what they are, how to calculate them, and smart ways to keep them under control.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/","og_locale":"en_US","og_type":"article","og_title":"What Are Overhead Expenses? Complete List for Small Businesses - ROK Financial","og_description":"Overhead expenses can quietly drain your business. Learn what they are, how to calculate them, and smart ways to keep them under control.","og_url":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/","og_site_name":"ROK Financial","article_publisher":"https:\/\/www.facebook.com\/ROKFinancialLLC\/","article_author":"https:\/\/www.facebook.com\/MTaylorROKFI","article_published_time":"2025-08-14T10:00:00+00:00","og_image":[{"width":1279,"height":901,"url":"https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046.jpg","type":"image\/jpeg"}],"author":"Madison Taylor","twitter_card":"summary_large_image","twitter_creator":"@ROKFinancialLLC","twitter_site":"@ROKFinancialLLC","twitter_misc":{"Written by":"Madison Taylor","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#article","isPartOf":{"@id":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/"},"author":{"name":"Madison Taylor","@id":"https:\/\/www.rok.biz\/#\/schema\/person\/bebb99f5db772766c1e500d00a3f5bb9"},"headline":"What Are Overhead Expenses? Complete List for Small Businesses","datePublished":"2025-08-14T10:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/"},"wordCount":1175,"publisher":{"@id":"https:\/\/www.rok.biz\/#organization"},"image":{"@id":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046.jpg","articleSection":["Business Operations","Financial Advice"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/","url":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/","name":"What Are Overhead Expenses? Complete List for Small Businesses - ROK Financial","isPartOf":{"@id":"https:\/\/www.rok.biz\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#primaryimage"},"image":{"@id":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046.jpg","datePublished":"2025-08-14T10:00:00+00:00","description":"Overhead expenses can quietly drain your business. Learn what they are, how to calculate them, and smart ways to keep them under control.","breadcrumb":{"@id":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rok.biz\/what-are-overhead-expenses\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#primaryimage","url":"https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046.jpg","contentUrl":"https:\/\/www.rok.biz\/wp-content\/uploads\/2025\/08\/pexels-mikhail-nilov-6963046.jpg","width":1279,"height":901,"caption":"what are overhead expenses"},{"@type":"BreadcrumbList","@id":"https:\/\/www.rok.biz\/what-are-overhead-expenses\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.rok.biz\/"},{"@type":"ListItem","position":2,"name":"What Are Overhead Expenses? Complete List for Small Businesses"}]},{"@type":"WebSite","@id":"https:\/\/www.rok.biz\/#website","url":"https:\/\/www.rok.biz\/","name":"ROK Financial","description":"","publisher":{"@id":"https:\/\/www.rok.biz\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.rok.biz\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.rok.biz\/#organization","name":"ROKFI LLC","url":"https:\/\/www.rok.biz\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rok.biz\/#\/schema\/logo\/image\/","url":"http:\/\/staging.rok.biz\/wp-content\/uploads\/2025\/06\/web-logo.png","contentUrl":"http:\/\/staging.rok.biz\/wp-content\/uploads\/2025\/06\/web-logo.png","width":260,"height":80,"caption":"ROKFI LLC"},"image":{"@id":"https:\/\/www.rok.biz\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ROKFinancialLLC\/","https:\/\/x.com\/ROKFinancialLLC","https:\/\/www.instagram.com\/rok_financial\/","https:\/\/www.linkedin.com\/company\/rokfinancial"]},{"@type":"Person","@id":"https:\/\/www.rok.biz\/#\/schema\/person\/bebb99f5db772766c1e500d00a3f5bb9","name":"Madison Taylor","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.rok.biz\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/484c1bb7840767571159db2c25d642fdea66ca2ea96970146777d1b69a63d359?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/484c1bb7840767571159db2c25d642fdea66ca2ea96970146777d1b69a63d359?s=96&d=mm&r=g","caption":"Madison Taylor"},"description":"Madison Taylor is the Brand Ambassador at ROK Financial. She is responsible for raising brand awareness and business relationships with business owners across the country. Madison loves that she plays a small role in getting Business Back To Business Through Simple Business Financing and looks forward to hearing what you think about the blogs she creates! Madison has been working in the financial space for six years, and loves it! When she is not at work, you will find her at home learning a new recipe to test out on her family or going on new adventures with her friends.","sameAs":["https:\/\/www.facebook.com\/MTaylorROKFI","https:\/\/www.linkedin.com\/in\/brand-ambassador-rok-financial\/"],"url":"https:\/\/www.rok.biz\/author\/mtaylor\/"}]}},"_links":{"self":[{"href":"https:\/\/www.rok.biz\/wp-json\/wp\/v2\/posts\/9599","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rok.biz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rok.biz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rok.biz\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rok.biz\/wp-json\/wp\/v2\/comments?post=9599"}],"version-history":[{"count":1,"href":"https:\/\/www.rok.biz\/wp-json\/wp\/v2\/posts\/9599\/revisions"}],"predecessor-version":[{"id":9602,"href":"https:\/\/www.rok.biz\/wp-json\/wp\/v2\/posts\/9599\/revisions\/9602"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rok.biz\/wp-json\/wp\/v2\/media\/9600"}],"wp:attachment":[{"href":"https:\/\/www.rok.biz\/wp-json\/wp\/v2\/media?parent=9599"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rok.biz\/wp-json\/wp\/v2\/categories?post=9599"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rok.biz\/wp-json\/wp\/v2\/tags?post=9599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}